Convenience

Online Banking

 

Bank Anytime, Anywhere with JANNOU CSCUHOME

Say goodbye to long lines and hello to convenience. With JANNOU CSCUHOME Online and Mobile Services, you have 24/7 access to your accounts anytime, anywhere. Manage your finances from the comfort of your home, office, or on the go. Pay your loans, transfer funds, check balances, and more, all with a few simple clicks. Banking has never been this easy!

Benefits of JANNOU CSCUHOME Online and Mobile Services

Bank from Home or On the Go
Make payments, check account details, and stay on top of your finances without leaving your home.

 Safe and Secure
Enjoy peace of mind with built-in security features such as password protection, fingerprint authentication, and Face ID depending on your device.

 Fast and Convenient
Transfer funds instantly, make requests via secure messaging all at your convenience.

How to Get Started

Sign up today and bring your banking home with JANNOU CSCUHOME

 Watch Our Demo Video à https://www.youtube.com/watch?v=Nw15VeIx59o

 Sign Up for Online ServicesàJANNOU@HOME online services

 

Visa Debit Card

 

Tap, Pay, Go – It’s That Easy!
Jannou Credit Union now offers contactless Visa Debit Cards-the faster, more secure way to pay. With tap-to-pay technology, members can complete purchases at any contactless enabled terminal without swiping or inserting the card.

Apply easily by visiting our Castries or Vieux Fort branches or downloading the application form from our website.

Why Choose the Jannou Visa Debit Card?

Global Access
Use your card anywhere Visa is accepted locally and internationally.

Always Accessible
Enjoy 24-hour access to your funds and millions of ATMs worldwide.

Touch-Free Convenience
Make secure purchases both online and in-store with just a tap.

Simple and Easy to Use
No more fumbling with cash just tap and go.

 

How to Apply

1. Complete the Visa Debit Card Application Form
2. Ensure your account information is up to date

Account Update Requirements

 Fill out an Account Amendment Form
 Present valid form of national ID
 Submit a recent proof of address (e.g., LUCELEC, WASCO, FLOW bill)

 

Download Application Formà Click to Download Application Form

Submit completed forms via email à info@cscreditunion.org or through secured messaging through CSCUHOME Online Service.

 

 

 

 

 

ACH Transfers

Discover the efficiency and convenience of ACH transfers the modern solution for seamless money movement between financial institutions. Whether you're managing external funds transfers, person-to-person payments, bill payments, or direct deposits, ACH simplifies financial transactions with its secure, electronic network.

What is ACH?

ACH stands for Automated Clearing House-a secure electronic network that allows you to transfer money between accounts without the need for physical cash, cheques, or long processing times. It's fast, safe, and paperless.

How It Works

Send a secure message via your JANNOU@HOME app (CSCUHOME) with your ACH transfer request.

 Transaction time:

• Requests received before 1:00 PM: Processed and sent out same business day
• Requests after 1:00 PM: Processed the next business day

 

Key Features of ACH Transfers

Effortless Transactions
No cash, no cheques, just easy digital transfers.

Secure Messaging
Submit your request safely via the secure messaging feature on our app.

 Same-Day Processing
Get your funds moving fast with same-day processing (when submitted before 1:00 PM).

Next-Day Assurance
Missed the cutoff? Don’t worry, your request will be handled first thing the next business day.

 Versatile Use
Perfect for direct deposits, bill payments, person-to-person transfers, and external bank transfers.

 

ACH Transfer Benefits

Free of Charge
Enjoy unlimited ACH transfers at no extra cost exclusively for Jannou members.

Saves Time
No waiting in lines or filling out forms. Manage transfers on your own schedule.

Highly Secure
Rest easy knowing your financial data is protected by our encrypted online services.

Efficient & Reliable
Fast processing helps keep your finances flowing smoothly.

Accessible 24/7
Use your mobile app or online services to initiate ACH transfers anytime, anywhere.

 

Wire Transfers

Need to send funds quickly and securely? Jannou Credit Union’s Wire Transfer Service gives you the speed and reliability you need for both domestic and international transactions.

What is Wire Transfer?

Wire Transfer is a secure electronic method of transferring funds directly from one account to another locally or globally.

Wire Transfer Features

Fast Turnaround
Send money quickly with rapid processing times.

International Capability
Transfer funds across borders with ease.

Secure Process
Enjoy enhanced security with encrypted transfers and verification measures.

Multiple Access Points
Send wire transfers via the CSCUHOME app or by visiting any branch.

 Flexible Options
Perfect for large payments, urgent transfers, or recurring business needs.

 

Benefits of Wire Transfers

Fast
Secure
Global Access
Convenient
Efficient

 

Information You’ll Need to Send or Receive a Wire Transfer

For Sending:

• Account holder name and full address
• Account number
• Branch number and full address
• Institution number
• SWIFT Code / BIC / IBAN / Transit number
• Routing number (for international transfers)
• Intermediary bank details (if required)

WIRE TRANSFERS INFORMATION
BENEFICIARY BANK’S NAME	BANK OF ST. LUCIA
BENEFICIARY BANK’S STREET ADDRESS	#1 BRIDGE STREET
BENEFICIARY BANK’S CITY	CASTRIES
BENEFICIARY BANK’S COUNTRY	ST. LUCIA
BENEFICIARY CUSTOMER ACCOUNT NUMBER	101008109
BENEFICIARY CUSTOMER’S NAME	ST LUCIA CIVIL SERVICE CO-OPERATIVE CREDIT UNION LTD
BENEFICIARY CUSTOMER’S STREET ADDRESS	CORNER OF JEREMIE STREET AND CHAUSSEE ROAD
BENEFICIARY CUSTOMER’S CITY	CASTRIES
BENEFICIARY CUSTOMER’S COUNTRY	ST. LUCIA
ABA NUMBER	21000018
SWIFT CODE	B O S L L C L C
INTERMEDIARY BANK	BANK OF NEW YORK
BOSL AC # AT INTERMEDIARY BANK	8033018119
INTERMEDIARY BANK SWIFT CODE	IRVTUS3N
PLEASE REFERENCE THE MEMBER’S NAME AND ACCOUNT NUMBER

 

Have Questions or Ready to Send a Transfer?
Reach out to us via info@cscreditunion.org or through secure messaging on the CSCUHOME app.

Jannou Credit Union — We Move Mountains for You.