Convenience

To use our calculator, click HERE

Jannou Credit Union offers FREE Standing Order services for payment of utility bills, loans and more.

Payment of Water and Electricity Bills.

Our affordable Group Insurance plans include for coverage homes, vehicles, contents and certain medical expenses.

House

Based on the replacement cost to repair or rebuild your home up to the sum insured.

The sum insured amount should represent the total cost of rebuilding the home.  This amount also needs to cover items like swimming pools, fences, garages, sheds, retaining walls and driveways as well as architect and design fees, demolition, professional fees.

Contents

Offers replacement value for most items and covers you for loss to the contents while they are at the home.

All Risk

All Risks Contents Cover is an extended form of the standard Contents Insurance. The key difference to is that it covers items when you take them out of your office.

Coverage may be for: 

• Saint Lucia only
• North and South America/Caribbean
• Worldwide.

Vehicle

Comprehensive with Perils of Nature and Windscreen, Comprehensive, Third Party, Third Party, Fire and Theft.

Vehicle Insurance Brochure

Group Medical & Life

Health Plan:

• Vision
• Dental
• Medical
• Major Medical.

Monthly Premiums:

Medical Brochure

Family Indemnity Plan (FIP)

The FIP offers financial comfort during difficult times – providing a cash benefit to be used to cover funeral costs for yourself and eligible family members.  Payments for claims are usually made within two working days. The FIP covers up to six (6) eligible family members including:

• The member
• Member’s spouse
• Children aged 1 - 25
• Member’s parents or spouse’s parents enrolled before age 76.

Click on a link below to download:

• The Family Indemnity Plan

This is a service which is available at all times.  Our main objective is to assist members to save and use their funds wisely.

At Jannou Credit Union, we provide a list of services to our members:

• Payment of Standing Orders
  Standing Order
• Payments on Members’ Instruction for Insurance and Creditors
• Utility Bill Payments - Water and electricity
  Utility Bill
• Group Insurance - Housing and vehicular insurance at low premium rates from Risks Consultants and Insurance Brokers Limited - covers all categories of houses and their contents and vehicle insurance
  Group Insurance
• Funeral Insurance - The Family Indemnity Plan (FIP)
  Funeral Insurance
• Medical insurance from Beacon Insurance Company Ltd. which covers medical, dental and vision
  Medical Insurance
• Financial Counseling - This is a service is available at all times. The Credit Committee and the Management of the Credit Union are the main sources of financial counseling.
  Financial Counseling

The FIP offers financial comfort during difficult times – providing a cash benefit to be used to cover funeral costs for yourself and eligible family members.  Payments for claims are usually made within two working days. The FIP covers up to six (6) eligible family members including:

• The member
• Member’s spouse
• Children aged 1 - 25
• Member’s parents or spouse’s parents enrolled before age 76.

Click on a link below to download:

• The Family Indemnity plan
• FIP Critical Illness Rider