WishMaker Loan
THE WISHMAKER LOAN PROMOTION
More Funds. More Time. More Flexibility.
The WishMaker Loan promotion gives members greater flexibility to meet personal and household financial needs. Members can borrow from $500 up to $30,000 and repay over a period of up to four years. The loan may be used for needs such as consolidating existing debt, home improvements, unexpected expenses, or preparing for the Christmas season.
Key Benefits of the Promotion
- Higher borrowing limit: Access loan amounts from $500 to $30,000.
- Longer repayment period: Spread repayments over up to four years, subject to approval.
- Two top-up opportunities: Eligible existing WishMaker borrowers may top up twice during the promotion, including an opportunity to top up again in December.
- Option to increase the original loan: Eligible borrowers may increase their initial WishMaker loan amount. For example, an original loan of $10,000 may be increased to $20,000 or $30,000, subject to approval.
- Simplified top-up process: Eligible existing borrowers do not need an interview for a top-up.
- No additional shares required in certain cases: Members who already have an unsecured loan may qualify, subject to applicable requirements.
- Convenient application process: The promotion highlights a fast and straightforward application process.
- Apply online: apply@cscreditunion.org
Indicative Monthly Repayments
|
Loan Amount |
Monthly Repayment |
|
$10,000 |
$330 |
|
$15,000 |
$395 |
|
$20,000 |
$525 |
|
$25,000 |
$655 |
|
$30,000 |
$785 |
Note: Repayments are indicative and remain subject to the applicable loan terms and approval.
Application Requirements
- New applicants: Must have been a member for at least six months, and provide a recent job letter and valid identification. A share deposit may be required where applicable for members without an existing unsecured loan.
- Existing WishMaker borrowers: Provide a recent salary slip and valid identification.
Apply or Find Out More
Members are encouraged to apply now and take advantage of the promotion's flexibility, including the opportunity for eligible borrowers to top up again in December. Visit a branch or contact the Credit Union:
- Online: https://shorturl.at/4orQs
- Telephone: 452-4807 / 454-9774
- WhatsApp: 758-715-9305 / 758-730-5438
- Email: apply@cscreditunion.org
